Investment Credit/Term

This is a long-term refinance facility. It is intended to create income generating assets. Loans under this portfolio range upto a duration of 15 years and are scheduled for repayment on equated annual installments with suitable grace periods as per the scheme requirements.

  • Minor Irrigation


Sl.No Purpose Unit cost Period of repayment Rate of interest
1 Dugwellsh 60000 1+7 Years 11.75%
2 Borewells 30000 6 Years 11.75%
3 Electric motors/Pumpsets 20000 6 Years 11.75%
4 Pipe lines 25000 6 Years 11.75%
5 SPS 40000 6 Years 11.75%
  • Diversified loans


Sl.No Purpose Unit cost Period of repayment Rate of interest
1 Sheep 50000 5 Years 11.75%
2 Goat 50000 5 Years 11.75%
3 Dairy 100000 5 Years 11.75%
  • Farm Mechanisation


Sl.No Purpose Unit cost Period of repayment Rate of interest
1 Tractors 600000 7 Years 11.75%
2 Power tillers 100000 5 Years 11.75%
3 Combined Harvesters 1000000 5 Years 11.75%
  • Orchads


Sl.No Purpose Unit costper Acre Period of repayment Rate of interest
1 Mango 25000 6+6 Years 11.75%
2 Citrus 25000 6+4 Years 11.75%