Investment Credit/Term

This is a long-term refinance facility. It is intended to create income generating assets. Loans under this portfolio range upto a duration of 15 years and are scheduled for repayment on equated annual installments with suitable grace periods as per the scheme requirements.

• Minor Irrigation

Sl.No	Purpose	Unit cost	Period of repayment	Rate of interest
1	Dugwellsh	60000	1+7 Years	11.75%
2	Borewells	30000	6 Years	11.75%
3	Electric motors/Pumpsets	20000	6 Years	11.75%
4	Pipe lines	25000	6 Years	11.75%
5	SPS	40000	6 Years	11.75%

• Diversified loans

Sl.No	Purpose	Unit cost	Period of repayment	Rate of interest
1	Sheep	50000	5 Years	11.75%
2	Goat	50000	5 Years	11.75%
3	Dairy	100000	5 Years	11.75%

• Farm Mechanisation

Sl.No	Purpose	Unit cost	Period of repayment	Rate of interest
1	Tractors	600000	7 Years	11.75%
2	Power tillers	100000	5 Years	11.75%
3	Combined Harvesters	1000000	5 Years	11.75%

• Orchads

Sl.No	Purpose	Unit costper Acre	Period of repayment	Rate of interest
1	Mango	25000	6+6 Years	11.75%
2	Citrus	25000	6+4 Years	11.75%