Gold Loans

 Purpose Agricultural Gold Loan
 Amount per gram Rs. 3500/- per Gram Or 75% in Market Value which ever is less.
 Maximum Amount Rs. 20,00,000/- & Penal Int., 2%
Repayment 12 months
 Rate of interest 9.00%
Sureties NIL
 Service  Charges NIL
Other  Charges Nominal Membership (Refundable)
Gold Appraisal Charges
Designated  Branches : All Branches
 Purpose Non-Agricultural Gold Loan
 Amount per gram Rs. 3500/- per Gram Or 75% in Market Value which ever is less.
 Maximum Amount Rs. 40,00,000/- & Penal Int., 2%
Repayment 12 months
 Rate of interest below 2lakhs : 7% and above 2lakhs 10.00%
Sureties NIL
 Service  Charges NIL
Other  Charges Nominal Membership (Refundable)
Gold Appraisal Charges
Designated  Branches : All Branches
 Purpose Non-Agricultural loans upto2 lakh rupees.
 Amount per gram Rs. 3500/- per Gram Or 75% in Market Value which ever is less.
 Maximum Amount Rs. 2,00,000/- per an individual(cumulative)& Penal Int., 2%
Repayment 12 months
 Rate of interest 7.00%
Sureties NIL
 Service  Charges NIL
Other  Charges Nominal Membership (Refundable)
Gold Appraisal Charges
Designated  Branches : All Branches