
Comparative Key Financial Parameters as on 31.03.2023
[Rs.in.lakhs]
Sl. No. | Particulars | 2021-22 | 2022-23 | Net growth | |
---|---|---|---|---|---|
Amt. | % | ||||
1 | Share Capital | 27499.12 | 35163.50 | 7664.38 | 27.87% |
2 | Reserves | 26339.85 | 30416.09 | 4076.24 | 15.48% |
Total Own Funds | 53838.97 | 65579.58 | 11740.61 | 21.81% | |
3 | Deposits | 299424.44 | 305437.24 | 6012.80 | 2.01% |
4 | Loans & Advances | 574207.14 | 682729.29 | 108522.15 | 18.90% |
Total Business | 873631.58 | 988166.53 | 114534.95 | 13.11% | |
5 | Business per Branch | 15326.87 | 17037.35 | 1710.48 | 11.16% |
6 | Business per employee | 1963.22 | 1815.82 | -147.40 | -7.51% |
7 | Borrowings | 435108.12 | 533362.92 | 98254.80 | 22.58% |
8 | Investements | 199722.79 | 204252.00 | 4529.21 | 2.27% |
9 | Interest Received | 48197.80 | 60339.33 | 12141.53 | 25.19% |
10 | Misc. Income | 874.97 | 1269.22 | 394.25 | 45.06% |
Total Income | 49072.77 | 61608.55 | 12535.78 | 25.55% | |
11 | Interest Paid | 35332.27 | 46360.90 | 11028.63 | 31.21% |
12 | Establishment & Contingent | 7213.37 | 7905.62 | 692.25 | 9.60% |
Total Expenditure | 42545.64 | 54266.52 | 11720.88 | 27.55% | |
13 | Gross Profit | 6527.13 | 7342.03 | 814.90 | 12.48% |
14 | Net Profit [After Provisions & Income Tax] | 3410.04 | 4228.10 | 818.06 | 23.99% |
15 | Gross NPA% | 2.56% | 2.21% | -0.35% | -14% |
16 | Net NPA% | 1.12% | 0.96% | -0.16% | -14% |
17 | Audit Classification | “A” | “A” | ||
18 | CRAR | 9.56% | 9.90% |